In the history of the highest financial management fees 2 million 300 thousand banks get the income

In the history of the highest financial management fees: 2 million 300 thousand of the income of the bank to take the occupation of investors from the investment of about 950 thousand to finance for your financial management, which is the bank to promote its financial products issued by the commonly used advertising language. However, the name of your financial management behind, some of the bank’s management fee income has earned pours. Bank financial products implied investment management fees how much? Most calculating bank have to produce a "confusion", only a few banks in a single product payment notice of disclosure of the relevant information. "Securities Daily" reporter noted that recently from the western region of a city firm disclosure of data, even if the current average return rate of financial products has dropped substantially, but the bank’s management fees are not soft, close to 2 million 300 thousand yuan of investment income, the bank took 950 thousand yuan. Financial excess yields lower management fees still exist for investors to buy financial products yields high "tips" in the important point and holidays has been gradually losing, financial products yields fell steady tendency. While the Banking Financial Registration Center released "Chinese managed banking financial market report" shows that the first half of 2016, closed customer payment of financial products yields show a downward trend, the customer payment annualized rate of return from an average of about 4.2% in early fall to about 3.7% on average. Bank financial products yields lower, part of the bank’s investment management fees are not corresponding "downsizing" — a firm in a city in September 12th just due to the payment of financial products announcement shows that nearly 2 million 300 thousand yuan of investment income, the bank took 950 thousand yuan (including management fee of 945 thousand yuan and 5 thousand yuan fee), customer payment the revenue of less than 1 million 350 thousand yuan. According to estimates, the ratio of the actual income of the customer and bank charges is about 1:0.7, that is to say, in the product’s total investment income, the bank does not need to occupy the capital, no need to take risks, but pulled out more than 40% of the income. "Securities Daily" reporter to a number of financial banking products investors asked and understand that although rationality does not fully agree with the management fee, but the majority of investors to accept the management fee of roughly between 10%-20% yield financial products, which is 1:0.1 to 1:0.2. As mentioned above, "1:0.7" is considered by most respondents as "unimaginable"". What’s more, this is not an accident. The another financial products in September 6th due payment announcement shows that customers receive the annual yield of 4.25%, the investment income of about 1 million 520 thousand yuan, while the bank charges a total of about 980 thousand yuan, the ratio of the actual income of the customer and bank earnings is about 1:0.64. From the bank to disclose the financial assets of these two financial products portfolio, its investment is all bonds, the difficulty and risk management is relatively controllable. In addition, the bank has stressed that financial products in the specification, the reference measurement on the basis of the annual yield is according to the duration of the underlying assets of the investment income minus the corresponding management cost income "; on the other hand, also said that if the product obtained the actual rate of return does not meet the reference year returns.相关的主题文章: